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In the competitive world, corporations crave agility, efficiency and continuous improvements in work processes. A business organization competes with another to project a positive image before the world. The contention between private or government organizations is in terms of profit, business deals and corporate image. A company interacts with shareholders, customers, government and media. In this whole process, its professionals have to give various presentations. These can be oral or multimedia presentations. Multimedia presentation is highly preferred in today’s world of high technology. A Power Point presentation displays information in the form of slide show. It has three major functions: The text can be inserted and formatted. It has a slide-show system to display the content. Graphic images can be inserted and manipulated. Various sounds too can be manipulated.

In order to make effective presentation, one needs to consider few points:

Conduct extensive research on the topic. All aspects of the topic should be covered. Try to cover related topics too. This is time consuming. However, it it really prepares you answer all sorts of questions of your audiences. It does not matter if you cannot answer few of the questions. You must learn to say ‘no’ and say that you will find out rather than giving false answers. An image has a story to convey. Therefore, use visual aids where the subject requires. Pictures, graphs, tables, props can be used. You should never mismatch an image and the text. Write mainly in bullet points. A viewer can grasp more and better when the information presented is short in length. Each slide should not be crammed with information and graphics or any other type of visual. Sound can also be added as effects. However, the sound should also match the theme or subject matter of the text. After preparing the presentation, you must rehearse as much as you can. This activity boosts up your confidence as you know what to speak next and how to do that.

These are few factors that should be kept in mind. In order to make your task easier, a slide show designer is also available. The tool prepares attractive slide shows with a flash. It is economical too. There are many good companies that manufacture and offer such program. You only need to ensure about its usability and cost factor. The company should have twenty-four hour technical and customer support. It should be having its physical address. It should be a certified one. If you invest some time in presentation points and certain tools you will be able to make effective presentations in future.

If you already know the concept of Perpetuities, the concept of Annuities is very easy. It’s very similar to Perpetuities, only that the payments are not forever. Instead of forever, these payments come in only for a fixed time period.

Let’s say I gave you a piece of paper or certificate, and it promised that I would pay you $10 per year for exactly 12 years, and then I would stop paying you immediately after that. Is this still a “perpetuity”? It still consists of regular payments of equal amounts, just like a perpetuity, but it is not forever; it has a limited time period. So in this case, it’s not called a perpetuity, but an “annuity.”

So now, just like in the case of a perpetuity, an important question now is… how much are you willing to pay me for that piece of paper? How much are you willing to pay for this “annuity”?

For this, you would use the Present Value of an Annuity Formula. For general managers, there’s no need to know the actual step by step process on calculating this, as it can easily be done by accountants or by free calculators online as well as smartphone apps. However, if you need to learn the process yourself, you can watch tons of free online tutorial videos from many different websites as well as YouTube.

Real-Life Application

Let’s say you are offered to invest your severance pay (or retirement pay, or similar lump sum) of $10,000 with a pension company or investment company, and they promise to pay you $600/year for 30 years. An ordinary person might think it’s a good deal because $600/year x 30 years = $18,000, which will be much more than the original $10,000 investment.

However, using the Present Value of an Annuity Formula, you will find that the “fair value” of this annuity is actually only $9,223 if interest rates are at 5%… and that you are therefore “overpaying” if you pay anything more than $9,223. In other words, if you pay anything more than $9,223, then you’re just as good or even better off putting your money in the bank instead, and earning interest from the bank (or other “risk-free” investment). At $9,223, the rate of return of your investment/pension will be exactly equal to the rate of return of putting your money in the bank. If you pay more than $9,223 for your investment, then your investment’s rate of return will be lower than your return from the bank.